Sometimes it can feel as though there is just no way that you can save any more money. You’re trying your hardest, but there never seems to be anything left over at the end of the month that you can put away for a rainy day. However, there are always ways to save, even if you really think you can’t do it. These helpful tips are a great way to get started, and soon enough you’ll be able to pay off debts, take a vacation, or spend money doing up the house without needing to put anything else on credit.
Have An Ongoing Shopping List
When you go to the store, you might, like many people, not quite remember what you have run out of and what you definitely need to buy. Even if you brought a list with you, you might spot something on the shelves that makes you wonder whether you need it or not. That can lead to you buying things ‘just in case’ and spending much more money than you need to. You’ll have too much food in your cupboard or refrigerator too – food that might go bad before you can use it.
Instead of compiling a quick list at the last minute, having an ongoing list stuck on your fridge door, or somewhere else that you’re sure to notice it. When you run out of something, note it down. Then, when it’s time to go to the store, you’ll know exactly what you need, and you won’t have to purchase anything just in case.
How much money do you spend on coffee, tea, soda, or other beverages? Imagine how much you could save if you just drink tap water instead. If you like to take a bottle of water out and about with you, you can even purchase portable bottles that you can fill up at home and then refill at water fountains or in stores when you’re out. It will save you money, and it’s a lot better for the environment.
Cutting down on alcohol is another good idea when it comes to drinking – if your habit of settling down in the evening with a glass or two of wine means you’re getting through two or more bottles a week, you could easily save money by only drinking wine on the weekend, for example. You’ll feel healthier too which is another bonus. Be wary though; if, when you cut down, you notice signs of alcohol withdrawal then you should immediately contact a doctor or other medical professional to help you.
Just One Newspaper
If you read a physical newspaper every day, that can soon add up. An alternative is only buying the Sunday newspaper. This will have a digest of the week’s news, plus you’ll also be able to look for coupons and other cost savings. An even better idea is to skip the paper version altogether and read the news online. Not everyone enjoys that, however, so cutting down from six or seven papers to just one will make a big difference on its own.
If you are looking for recipes and find one that you like, but it calls for a piece of equipment you don’t have, what do you do? Some people would immediately go online or head out to the store to buy that piece of equipment, even if it cost a large amount of money. Others might buy it but put it on a credit card, for example. If you only use the machine once, that is a big waste of money. Instead of buying a new piece of equipment, whether it’s for cooking, for repairs around the home, or for any other reason, why not ask your friends, family, or neighbors if they have one you can borrow? If it’s for a one-off job, you can hand it back when you’re done and not have spent anything.
Use A Lower Wash Temperature
Most washing machines will have various different settings on them ranging from ‘cold washes’ right up to 90-degree washes. Most items of clothing can actually be washed in a cold wash and come out just as clean as if they were in a hotter wash. Plus, the colder the water, the better it is for life and looks of the clothing. You don’t even have to sort different colors to wash together when using a colder wash because the colors don’t bleed.
Don’t buy special detergents that say they are for cold washes; your usual detergent should do a good enough job. Of course, anything that has a stain or ground in the dirt will need to be washed on a higher temperature, but for the most part, you can save money on your energy bills by sticking to cold water.
Learn To Sew
Sewing is a skill that everyone should have and if you’re not sure how to do it then check out some online tutorials or even enroll in a class. If you know how to sew you can repair clothing rather than throw it away when it is damaged or becoming threadbare. It’s not just clothing that can be sewn either; drapes, bedclothes, sheets, coats, towels, and many other household items can all be saved by a needle and thread.
Have A Stay-Cation
It’s important that everyone gets to have a vacation at least once a year; it’s the ideal time to recharge and get re-energized for when you return to work and ‘real life.’ It’s also the perfect time to spend time with your children or partner and really bond with them. However, going abroad can be expensive, and you might not want to spend out on something like that when you have other things that need to be paid for first.
If this is the case, try a stay-cation instead. This means staying at home but not working. You can go out and explore your neighborhood and get to know where you live a lot better. Try new restaurants, for example, or go for a walk in a park that you’ve always meant to visit. Spend time playing games with your family and really enjoying the time you have together.