To quote a famous festive advert, the holidays are coming. As much as we’d like to avoid them for a little longer, clinging onto the late summer sunshine for as long as we can, there’s no denying that the nights are drawing in, the weather is starting to turn, the leaves are falling from the trees and the holiday season is very much on its way. Now that we’ve got less than 100 days to go before the big man starts making his way down chimneys, you might begin to notice festive gifts, decorations and cards popping up in stores, encoring you to spend money and start your shopping as soon as possible.
The first thing to think about when it comes to preparing to shop for the holidays is sorting your finances out. You might need to take out a consolidation loan, move some money with a payday loan company or find other ways to improve your financial prospects. But, once you have, it’s never too early to start saving for the holidays and never too soon to start shopping. Here are some tips to help you make Christmas a breeze, instead of a bit of a panic.
Put Aside a Little Each Week
The best way to save for Christmas is to start early and add a little to your savings pot as often as you can. These small additions might not seem like much, but they’ll quickly start to add up to a significant amount.
Shop for Deals
Starting early means that you’ve got plenty of time to shop for the best deals and compare prices. But, that doesn’t mean that you should buy things for the sake of it. You aren’t saving money if you purchase something that you don’t really need, just because it’s cheap.
Create a Festive Budget
It’s so easy to get carried away with Christmas and the holidays, and while you might be able to save a lot by starting early, it’s easier to end up buying more than you would if you shopped last minute. It’s also easy to focus on gifts and forget other expenses, like food, wrapping supplies and decorations. Create a comprehensive festive budget, including absolutely everything that you need to buy between now and the big day. Then, make sure you stick to it.
Research Homemade Gifts
Homemade gifts are thoughtful, kind and a fantastic way to show your loved ones that you care. They can also be considerably cheaper than buying presents. And, the good news is, even if you aren’t particularly creative, start now and you’ve got plenty of time to research some easy homemade gifts.
Limit Who You Shop For
If you are in the habit of buying gifts for everyone that you’ve ever met, stop it. You don’t have to buy gifts for everyone. Speak to friends and family members and either agree to a spending limit, to not buying at all or to only buying for each other’s children. Far from being upset, you’ll probably find that most of your friends are happy to save some money themselves.