3 Ways To Save Money Around The Home That You May Not Have Thought Of
No matter how dire your financial state might be, you can always do something to turn things around. It’s true that it could take years to get financially comfortable again but doing something and getting to that point is far better than doing nothing and never reaching a debt-free period of your life. The time will pass anyway, so you may as well be doing something positive with it.
In many cases, there are chances to save money around your home, and even if this is just a few dollars a month, it’s better than not saving anything at all – every extra payment on a credit card or loan is a step forward. With that in mind, here are some ways to save money around the home that you might not have thought of.
Keep To The 30 Day Rule
The 30-day rule is a great one, to begin with. We live in an age where we can buy anything we want at any time we want and often have it delivered the next day or very soon afterward. This is great when it’s something we need, but when it’s just something we want, it’s not so positive. It’s easy to overspend, and in the end, the items we buy aren’t vital to our lives.
This is where the 30-day rule comes in. When you see something you want (as opposed to needing), don’t buy it right away. Instead, wait for 30 days. If you still want it and can see a use for it, then you can buy it. However, it might be that during those 30 days, you forgot about it or moved on to something else. If you no longer want it, you’ll save money. The money you would have spent can be used to make an extra credit card payment.
There will always be little jobs around the house that need to be done. It could be a leaking faucet, it might be peeling wallpaper, or perhaps you need to change your light fitting or paint your front door. Your immediate thought could be that you need to hire someone to help you. In some cases, you will need specialists; plumbing and gas work, electrical jobs, and unique items such as rolling garage doors should always have a qualified expert to deal with them.
However, the smaller jobs are things you can deal with yourself. Invest in a good toolbox and some useful tools, and then learn what you need to about the smaller household tasks that you would usually call someone in to help with. By doing these things yourself, you’ll not only save money, but you’ll feel a great sense of accomplishment too.
Stick To Your List
Making a shopping list is a great way to save money. You’ll know exactly what you need to buy and therefore you won’t buy anything unnecessary that will cost you the money you should be saving or could be putting to better use elsewhere.
However, that is the key – if you stick to your list, you will save money. If you don’t, you’ll waste money. Which would you rather do? If you make a list as you go through the week, adding things to it as you get low, you will always have enough food and drink in the house, and you won’t overspend.
Waiting a bit before buying has saved me a lot of money – I usually find I don’t really need or want it